Your mortgage is probably the biggest financial commitment that you will make in your lifetime. Not surprising then that most people associate mortgages with being tied down and with paying through the nose for twenty-five years. There are ways of being less tied down, and of reducing your costs.

Many of us in the UK are currently paying our mortgage lenders Standard Variable Rate (SVR), which does not represent good value for money. By switching to a market-leading rate, you could save thousands of pounds. Remortgaging simply means switching your mortgage to a different lender.

Disclaimer - Your Home May Be At Risk

Your home may be at risk if you do not maintain payments on a mortgage or other secured loan on it.